At Bank of Kigali Plc, we understand that when opportunities knock, you need a reliable financial partner who moves at your speed.
That’s why we’ve made accessing our Unsecured Personal Loan easier than ever—completely digital, disbursed within 24 hours, and without collateral.
Whether you’re looking to buy a vehicle, acquire land, improve your lifestyle, or cover an unexpected expense, you don’t have to wait weeks for loan approval.
Fast, Secure, and Fully Digital Gone are the days of long queues and waiting periods.
Now, as a salary earner, with just a few clicks, you can apply for an Unsecured Personal Loan of up to Rwf 50 million, with a repayment period of up to five years.
Our digital loan process allows you to apply, determine your loan eligibility, submit documents, and track your application digitally—all without visiting a bank branch.
How It Works
Applying is simple and takes just minutes:
- Log into BK Mobile App, Internet Banking, or dial *334#.
- Navigate to the ‘Loans’ menu and select ‘Unsecured Personal Loan’.
- Accept our Terms & Conditions and provide RSSB consent.
- Enter your preferred loan amount and repayment period (up to five years).
- Submit your application and upload the required documents digitally.
Our system evaluates your eligibility instantly based on your salary, employment details, and credit history.
If approved, you’ll receive a loan offer digitally. Once you sign the contract electronically, the funds will be in your account within 24 hours.
Driving Financial Inclusion in Rwanda By making financing fully digital, BK continues to expand financial access, empowering more Rwandans to take charge of their financial well-being.
Desire RUMANYIKA the Chief Retail and Digital Bank Officer at the Bank of Kigali echoed this commitment:
“We are committed to continuously innovate to make financial solutions more accessible, and secure. By digitizing our Unsecured Personal Loan, we are giving our customers the power to seize opportunities, take charge of their financial goals, and contribute to Rwanda’s growing economy.”
Take control of your financial future today—apply now through our BK APP, Internet Banking or dial *334# and get funded up to RWF 50M within 24 hours!
